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Simple Landlords Insurance Reviews

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Overall Rating

4.5
5 Reviews
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About Simple Landlords Insurance

Simplelandlordsinsurance.com, also known as Simple Landlords Insurance, is a specialist insurance broker that was created 10 years ago. It was one of the first brands to offer specialist landlord insurance online. The landlord insurance offered through Simple Landlords Insurance is dedicated to protecting landlords. It can offer standalone building cover and contents cover, which can be enhanced with a range of optional extras including cover for emergencies, rent guarantee, and legal expenses. Simple Landlords also offers discounts to landlords with four or more properties in their portfolio as well as a dedicated account manager. It claims to offer protection for non-standard properties such as listed buildings or those prone to flooding. And could cover a range of tenants such as professionals, asylum seekers, or students. What’s more, its landlord insurance is 5* Defaqto-rated. Simple Landlords Insurance’s landlord insurance is underwritten by Ageas Insurance Ltd. Some of the features to the key building and contents insurance policies include: Buildings insurance Contents insurance Buildings insurance: £75,000 up to £2 million buildings sum insured Trace of water and oil leaks from heating systems or pipes up to £2,500 Ground movement cover from subsidence or landslips Theft or attempted theft, malicious damage or vandalism (by third parties and not tenants) Accidental damage to windows, bathroom furniture, pipes, and cables. Simple Landlords Insurance offers a wide range of additional protection that can be bolted onto a landlord insurance policy including: Legal liability cover Loss of rent and alternative accommodation cover Accidental and enhanced malicious damage cover Home emergency cover Rent guarantee cover Excess protection. However, there have been some negative reviews about the company's customer service and claims process. Some customers have reported issues with making claims and have criticized the company's customer service. Despite these criticisms, the company continues to offer a range of insurance products tailored to landlords' needs.

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Simple Landlords Insurance Customer Reviews (5)

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William Devoe
William Devoe
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Feb 13, 2023
Vaden Lessard
Vaden Lessard
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Feb 13, 2023
Phoebe Duncan
Phoebe Duncan
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Feb 9, 2023
Daniel Palmer
Daniel Palmer
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Feb 8, 2023
Julie Turner
Julie Turner
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Feb 8, 2023

Simple Landlords Insurance Customer’s Q&A

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Simple Landlords Insurance FAQs

FAQ

About Simplelandlordsinsurance.com Payment Method?

Simplelandlordsinsurance.com offers a variety of payment methods. These include American Express, PayPal, Klarna, Venmo, Apple Pay, and Bitcoin among others. It's important to note that the availability of these payment methods may vary depending on the platform (online, phone, mail order) and the specific product or service being purchased. For the most accurate information, it's recommended to contact Simple Landlord Insurance directly.

FAQ

Simplelandlordsinsurance.com Return Policy?

Simplelandlordsinsurance.com is a company that provides insurance products. It does not have a shipping policy as it is not a product-based company. As for the return policy, it is related to their insurance policies. If a customer returns a product they purchased through Simplelandlordsinsurance.com's affiliate program, the commission earned on that sale may be reversed or deducted from your account. This is because affiliate commissions are typically based on completed and confirmed purchases. If a purchase is later refunded or returned, it might lead to an adjustment in your earned commission. Please note that this information is based on the latest available data and may have changed. For the most accurate information, it is recommended to visit the official website of Simplelandlordsinsurance.com.

FAQ

About Simplelandlordsinsurance.com Popular Products and Services?

Simplelandlordsinsurance.com offers a variety of products and services tailored for landlords. The landlord insurance policies can be customized to fit specific needs, providing options such as standalone building and contents cover. Additional protection is available through optional extras like emergency cover, rent guarantee, and legal expenses. The company also caters to landlords with multiple properties by offering discounts for portfolios with four or more properties, along with a dedicated account manager. Coverage is available for a range of tenant types, including professionals, asylum seekers, and students, and the insurance is noted for its 5 Defaqto rating*. For landlords seeking comprehensive protection, the policies can include features like legal liability cover, loss of rent, alternative accommodation cover, and excess protection.

FAQ

About Simplelandlordsinsurance.com Payment Method?

Simplelandlordsinsurance.com provides monthly payment options to its customers, allowing for easier budgeting and financial planning. The flexibility in payment methods is designed to cater to the diverse needs of landlords, ensuring that insurance costs can be managed alongside other property-related expenses. While specific payment methods such as credit cards, including American Express, are not explicitly confirmed, the availability of monthly payments indicates a commitment to offering convenient solutions for policyholders.

FAQ

About Simplelandlordsinsurance.com Popular Products and Services?

Simplelandlordsinsurance.com, formerly known as Simple Insurance, is a company that provides various insurance products. Their offerings include buildings and contents cover, rent guarantee, home emergency, and legal cover. They also have an affiliate program that offers a payout rate of 5-10%, enabling participants to earn a commission for referring customers to Simplelandlordsinsurance.com's products and services. However, it's worth noting that there have been some customer complaints regarding their service, particularly in relation to claims handling and customer support.

FAQ

What is the coverage of Simplelandlordsinsurance.com?

Simplelandlordsinsurance.com offers a customizable landlord insurance policy, allowing landlords to select coverage that best fits their property and tenant needs. The coverage includes buildings insurance and contents insurance, with the option to enhance protection through additional coverages such as emergencies, rent guarantee, and legal expenses. Buildings insurance can cover up to £2 million and includes protection against events like ground movement, theft, vandalism, and accidental damage. Landlords with multiple properties may receive discounts and have access to a dedicated account manager. Coverage is also available for non-standard properties and a variety of tenant types, including professionals, asylum seekers, or students.

FAQ

Are there any alternatives to Simplelandlordsinsurance.com?

Certainly, there are several alternatives to Simplelandlordsinsurance.com. One such alternative is USAA, which offers a range of insurance products and services. Another approach could be to consider self-insurance. This involves setting aside a certain amount of money each month into a self-insurance savings account to cover potential future losses. However, it's important to note that this method may not be suitable for everyone and may not satisfy the requirements of mortgage companies. It's always recommended to thoroughly research and compare different options before making a decision. Please consult with a professional advisor if needed.

FAQ

How can I contact Simplelandlordsinsurance.com?

To contact Simplelandlordsinsurance.com, customers can reach out via email at admin@simplelandlordsinsurance.com. For more direct assistance, the telephone number is 0808 172 5600 for renewals and 0330 102 8682 for multiple properties. The phone lines are open Monday to Friday from 9 am to 8 pm and on Saturdays. It's important to note that some customers have reported difficulties in reaching the help center and delays in response times.

FAQ

What are the customer reviews for Simplelandlordsinsurance.com?

Reviews for Simplelandlordsinsurance.com are mixed, with some customers expressing dissatisfaction with the service. Some customers have reported a poor experience with the company's claims process, stating that the company was unhelpful and obstructive. One customer mentioned that they had insured with Simple Landlords for a few years, but had a negative experience when they tried to make a claim. They felt that the company ignored the evidence they provided and did not intend to pay out on any claim. Another customer expressed frustration with the company's automatic renewal process, stating that they were charged for insurance they did not want and had not knowingly agreed to purchase. They also mentioned slow response times to emails and the need to call a premium rate phone line to resolve the issue. Some customers also mentioned issues with the company's customer service, stating that they received a different call handler every time they called and that their case details could not be found. Overall, the reviews suggest that while the company may offer competitive rates, some customers have had negative experiences with their service.

FAQ

Are there any reviews about Simplelandlordsinsurance.com?

Reviews about Simplelandlordsinsurance.com are mixed, with some customers expressing dissatisfaction with their services. Some customers have reported poor customer service and difficulties in making claims. One customer mentioned that they had insured with Simple Landlords for a few years, but had a negative experience when trying to make a claim. They felt that the company ignored all the evidence they provided and did not intend to pay out on any claim. Another customer mentioned that they were charged for insurance they did not want and had difficulty getting the issue resolved. Yet another customer expressed concerns about the company's help center, stating that they were kept on hold and no one returned their call. It's important to note that these are individual experiences and may not reflect the experience of every customer. It's always recommended to do thorough research and consider multiple sources when choosing an insurance provider.

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